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Paying for community care

Community care is any care that people receive in their own homes or in their local community, including:

  • home care
  • day opportunities
  • day centres
  • direct payments
  • supported living
  • short breaks

If you need information about paying for care in a residential setting, such as a care home, please see our charges and financial arrangements.


Charging for community care

Most people who receive adult social care support in their community will need to pay something towards that care.

We have a policy which sets out charges that apply to people receiving adult social care support to remain living independently at home. There is a separate policy covering anyone living in a residential or nursing home.

Under the the community contribution policy, we charge for adult social care support as authorised under the Care Act 2014.

Anyone with capital over £23,250 or with available income more than the cost of their care will have to pay all their care costs. Everyone will have a financial assessment to see what they will be asked to contribute.

The financial assessment ensures that a person's income is protected at the relevant minimum income guarantee level. People will have their contribution calculated on 90% of their eligible income and will be given an automatic £20 per week disability related expenditure disregard - this means everyone will automatically retain £20 per week from their income.

To work out what you will be asked to contribute we need to know what income and capital you have along with any other costs such as council tax, rent or mortgage payments that are not already met by benefits.

Income and capital includes any income received, including benefits, and any assets or savings. It does not include your home if this is your main residence.

If you are new to adult social care support, please use our online financial calculator where you can submit all your financial information, including supporting documentation, for review by our finance team.

We will accept screen shots of financial information as long as it is clear and visible but will not accept slips obtained from an ATM which just give a balance.

The self-assessment will also give you an indication of the amount you may be asked to pay as well as other advice and assistance to help you to claim any appropriate benefits.

Complete a financial self-assessment

The amount you need to pay will be confirmed in writing when your self-assessment information and evidence has been reviewed.

Services that are provided free of charge

The following services are provided for free. Clients who receive these services will not be required to make a contribution while they receive them:

  • assessment and reablement services
  • intermediate care
  • services fully funded by the NHS under the continuing health care provisions
  • after-care services provided under Section 117 of the Mental Health Act
  • services, or a direct payment, received following a carer's assessment
  • services received for clients who are terminally ill and have under £23,250 in capital or who cannot meet the full cost from their eligible income.

Small pieces of equipment, such as toilet seat raisers, grab rails, perching stools, are also provided free of charge.

Who the policy applies to

It applies to most people receiving long-term adult care support in the community.

We realise the important contribution carers make to supporting family and friends. With this in mind, where services are provided following a carers' assessment we do not require a financial contribution from the carer.

Find out more

If you would like any further information, please contact us, email: financial.assessments@derbyshire.gov.uk or tel: 01629 532231.

Accessibility

The documents on this page may not meet accessibility standards, if you require any in alternative formats, please email asch.adultcare.policy@derbyshire.gov.uk