Alert close - icon Fill 1 Copy 10 Untitled-1 tt copy 3 Untitled-1 Untitled-1 tt copy 3 Fill 1 Copy 10 menu Group 3 Group 3 Copy 3 Group 3 Copy Page 1 Group 2 Group 2 Skip to content

Pension credit

Thousands of older people in Derbyshire are missing out on Pension Credit. The average Pension Credit payment is about £83 per week, so it is a good idea to check if you're entitled.


Many people believe they will not get a payment and don't claim. When they eventually claim they find they could have had extra money and have missed out.

What Pension Credit is

Pension Credit is extra money from the government. It helps people who are over pension age and have a low income.

There are 2 types:

  • Guarantee Credit – tops up your income if it's too low
  • Savings Credit – gives a bit extra if you have saved some money for retirement and were retirement age on or before 6 April 2016

You might get one or both.

Who can get it

You must be over pension age. Right now, that means 66 years old.

This is increasing to 67 by 2028.

You can check when you are eligible for State Retirement Pension.

You may get Pension Credit even if:

  • you have savings or own your home
  • you live with a partner (get advice before claiming if your partner is not pension age)
  • you get disability benefits or are a carer

Why claim

Even a small amount of Pension Credit can help you get:

  • Housing Benefit
  • help with Council Tax
  • free TV Licence (if you’re over 75)
  • help with health costs
  • Winter Fuel Payments

How to claim

You can:

We can help you check if you qualify and support you to make a claim.

Other help

If you have a mortgage, you might get help with interest payments.

If you look after children, you might get extra money.

If your situation changes (like income or who you live with), tell the Pension Service.