It is important not to ignore the situation if you think you might not be able to keep your financial commitments. Talk to your bank or lender if you're worried about being able to keep up your payments.
The government has lots of information about employment and financial support.
Welfare and benefits advice
If you are anxious about the financial impact of the current situation, we have information about the financial support available to Derbyshire residents including information on benefits, help for renters and advice for job seekers.
Citizens Advice have an online benefits checker that can help you check if you’re entitled to any additional support at this time.
Child benefit for newborns
Parents of newborns can now claim child benefit without registering the child's birth while register offices are closed in response to the coronavirus (COVID-19) outbreak.
First time parents will need to fill in a Child Benefit Claim form CH2 and send it to the Child Benefit Office and should add a note to the claim if they have been unable to register the birth because of COVID-19.
If people are already in receipt of child benefit, they can complete the form or add their new-born’s details over the phone tel: 0300 200 3100.
For more information, see Don't miss out, claim Child Benefit by phone or post, HMRC tells new parents from Gov.uk.
Debt and money worries
Struggling to pay bills?
Citizens Advice have information and help if you can't pay your bills because of coronavirus.
The Money Saving Expert website reports that energy firms are putting in place new measures to help prepayment customers unable to top up during the coronavirus pandemic.
Derbyshire Discretionary Fund
The Derbyshire Discretionary Fund (DDF) can provide grants or emergency cash payments if you are in urgent need of financial help following a crisis or disaster. There is criteria for who can receive the fund however.
Money Saving Expert
The Money Saving Expert website has lots of information across a wide range of subjects. This is a fast moving situation and details will change rapidly.
Unregulated money lenders, also known as loan sharks, will take advantage of financially vulnerable people, especially in difficult times.
Find out more about how to protect yourself, what to do if you’ve borrowed from a loan shark and how to check a lender is reputable on the following sites:
You can claim help with your Council Tax bill from your local district and borough council.
Each council is making extra help available to people affected by coronavirus who also qualify for Council Tax Support.
Discretionary help if you are in exceptional financial hardship
Your local council may be able to assist you further with your bill if there are exceptional reasons for doing so
Council Tax arrears
If you are in arrears you may be able to hold off debt action and negotiate affordable payments directly with your local authority or with the help of an advice service such as Citizens Advice.
If you are worried that you may not be able to pay your rent this can be a big concern.
The government has announced a ban on evictions. Your landlord can’t start court action for at least 3 months.
Citizens Advice have information about dealing with rent arrears.
Shelter has advice on issues to do with coronavirus including eviction and rent problems.
Derbyshire Law Centre remains open for business providing free legal advice via telephone or email. They offer free confidential advice over issues regarding housing, debt, immigration, employment, discrimination and one-to-one personal navigator service.