Pensions and ill health retirement
An employee may retire on ill health grounds at any age as long as they have been a member for at least two years and satisfy the following two conditions:
- you must be satisfied that the employee is permanently unable to do their job, and
- you must be satisfied that they have a reduced capacity for gainful employment (paid employment of at least 30 hours a week for at least 12 months).
You must consult an Independent Registered Medical Practitioner (IRMP) in assessing the case, and if they agree that the employee should retire on ill health grounds, they will class the applicant as a tier one, tier two, or tier three ill health case.
In all cases, ill health benefits will be based on the benefits accrued, and will be paid without any early retirement reduction. In the case of tiers 1 or 2, the value of benefits will be enhanced.
The following sets out the criteria which an IRMP must meet.
The IRMP should be registered with the General Medical Council and hold a diploma in occupational health medicine (DOccMed) or an equivalent qualification issued by a competent authority in an EEA State (with 'competent authority' having the meaning given by Section 55(1) of the Medical Act 1983), or is an Associate, a Member or a Fellow of the Faculty of Occupational Medicine or of an equivalent institution in an EEA State.
You should complete the AS3 Authorised Independent Registered Medical Practitioners form, which is attached to this page. This enables you to notify us of your IRMP. We then keep this on our records along with the specimen signature for the doctor.
If you have not appointed an IRMP you may wish to contact the our occupational health division of that of Derby City Council who may be able to assist with this.
The Medical Certificate for a Current Employee Form which is attached to this page facilitates the application for ill-health retirement and requires input by both the employer and their IRMP.
Please note that the IRMP's recommendation should be purely on a medical perspective. However, the employer is required to make the final determination as to whether the medical recommendation is accepted or not.
If the employer wishes to make a different final decision they should ensure that they have good reason for doing so should the decision be challenged. It is helpful if the reasons for a different decision to the IRMPs recommendation are reported to the Pension Fund with the completed application.
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